Buying a car in the UAE? Financing a car is a great way of getting the car of your dreams. But there are some things to consider first. You can read our full guide to getting finance for a car in the UAE.

You should do your homework on what you can really afford. There are many EMC or finance/car loan calculators online, including on Dubicars.com

In the UAE, to finance a car, you must be at least 21 years old. Minimum salary requirements vary from bank to bank but usually start at AED 3,000 to AED 5,000.

• Original Passport and Emirates ID
• Salary certificate
• 3-6 months bank statements (Most finance institutes will take 3)
• Driver’s license
• Valuation certificate (used cars only, if new, a quote from the showroom or an LPO)

With so much choice and so many great deals out there, it’s a hard decision to make. Here’s our quick checklist of things to consider when buying a used car in the UAE, or you can read our full guide to buying a car in the UAE here.

Your checklist to buying a car in the UAE:

• Do your research
• Get your finances in order
• Look around for the best deal
• Do a test drive
• Think about the running costs of the car once you’ve found it, factoring in costs like servicing, depreciation and fuel
• Negotiate – but sensibly, offering half the amount won’t go down well!
• Make sure you have all the paperwork to hand

When you’ve found your car, we’ve a full guide on transfer of ownership here.

You can do this in just 20 mins at the RTA. Find your nearest RTA service centre. The service fees and details are here as well.

We’ve written a guide on transferring your vehicle safely but here’s a summary:

• Make sure you clear your car debt/mortgage (see here different laws and rules for selling or transferring ownership with a car loan or mortgage). You will need a clearance certificate from your bank
• Clear any outstanding fines or SALIK/Toll charges
• Receiving money safely:
  • If you are issued a cheque ensure that it clears first before proceeding with the transfer of ownership
  • Cash is the best option.
  • A bank transfer is ok but always make sure you have the full funds before proceeding
  • The lesson is - always ensure you have the funds before you make the transfer!

• Here’s a list of all the paperwork you’ll need
• If you are transferring or buying a car from one Emirate to another we have written a guide for you

When you come to selling your car there’s nothing better than great pictures, a good and detailed description, service history if you have it and honesty. Get our tips on selling a car fast here.

Then sell it on DubiCars. Even on our free option 85% cars sell in 19 days. Or use our 99AED or 250AED package and sell even faster.

It’s a good idea to get an independent view of the car you want to buy. There are many services in Dubai offering inspections. Our preferred partner is AutoHub as we work with them daily to inspect cars for local and export buyers (for our ExportSafe service) and trust them to deliver 240-point inspections. We would also recommend you test drive the car where possible.

If you use the promotional code ‘DUBI’ at our partner AutoHub, you’ll get a discount. https://autohub.ae/ppi?dubicars